We will use a Client’s Personal Information to provide financial advice and services to the Client, to administer our database, to include Clients in direct marketing Activities and for the other uses described above under the heading “Why Real Mortgage Associates Collects Personal Information”. Under certain circumstances, Real Mortgage Associates will disclose a Client’s personal information to third parties. Specifically, Personal Information may be used, shared and disclosed to, from, or with, the members of Real Mortgage Associates, witnesses in a litigation proceeding, experts retained on a Client’s behalf, private investigators, agents retained on behalf of a Client, credit reporting agencies, credit bureaus, as well as such other third parties as are necessary to facilitate the matter for which the Client has retained our office and provided its consent.
Under certain circumstances Real Mortgage Associates may disclose Personal Information where:
•    required or authorized by law to do so, for example if a court issues a subpoena;
•    a Client has consented to the disclosure;
•    when mortgage services by Real Mortgage Associates are provided to a Client requiring us to give Personal Information about a Client to a third party (for example, to a lender in a real estate mortgage transaction) the Client’s consent will be implied, unless the Client tells us otherwise;
•    where it is necessary to pull a credit bureau for purposes of processing a mortgage transaction;
•    if Real Mortgage Associates engages a third party to provide administrative or support services to us (such as computer back-up services, payroll, shredding or archival file storage) and the third party is bound by our Privacy Policy;
•    protection of Real Mortgage Associate’s best interests
•    protection of public interests such as the denouncement of criminal Activity such as fraud or money laundering. In all such cases, authorities are contacted and personal information may be disclosed;
•    if we retain a law firm(s) to Act on our behalf for any reason; or
•    if the information is already publicly known.